Major retailers offer special loyalty coupons and early sale access to frequent customers. It can be well worth the spam to sign up. As with the sites above, these offers are on top of your usual credit card rewards. Discover's Discover Deals program, for example, includes several retailers who offer between 5% and 15% cash back when you click through Discover's site to the retailer. You may have access to a similar deal through your credit cards. You'll typically get between 1% and 5% of the purchase back, though sometimes retailers will run specials that bump that figure up to 20%. Websites like, , and will give you cash back for shopping at certain retailers as long as you enter the shop's site through them first. You can even compare prices while you're out shopping by using mobile apps like PriceGrabber and ShopSavvy, Freeman says. Most stores will price-match with their direct competitors. Once you know the lowest price an item is selling for, ask your local merchant to match it.
Want something that's still too pricey for your budget? Use to set up email alerts that will notify you when the price drops. ( Click here for more of Freeman's insider shopping tips.) That way you know whether to whip out the card now or wait till closer to Christmas, says shopping expert Lisa Lee Freeman, former editor of Consumer Reports' ShopSmart. You can also use price tracking tools like CamelCamelCamel or PriceZombie to see the highest and lowest prices an item is currently selling for, as well as its price history. Start by making a gift list, then comparison-shop with InvisibleHand, a browser extension that automatically scours the web for the lowest price on whatever item you're looking at. One of the easiest ways to save is to avoid impulse buys.
Here are more than two dozen ways to save. To help you make the most of every gift-giving dollar, we've asked shopping experts for their smartest strategies for scoring deals and outsmarting retailers at their own tricks. adult planning to drop $830 on Christmas gifts this year, and 30% of people planning to spend upwards of $1,000, according to a November Gallup poll. A recent study found that 39% of Americans feel pressured to spend more than they can afford during the holiday season. Overwhelmed by the length of your holiday shopping list and the amount of cash you'll need to complete it this year?
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